"I am sure you all had to deal with crocked merchants. I did too. I hated them all, until this fancy looking young kid walked in to my restaurant. I said to myself what he is selling and i was trying to get rid of him. He told me he can save me money. I said, everybody says that. He looked at my statements and signed me up with a few different companies.Finally we are working with Clearent merchants with him signing me in. Erik is the man who will take care of you. If you do nt want big companies to keep your money forever, ask Erik to sign you in with Clearent. They give your money at next day and you do nt get hit by OD fees. Thank you Eric."